Attention homeowners in Lafayette and Tippecanoe County: Get an Appraisal today!

Check out the top 7 reasons why Indiana homeowners order from Appraisals by Deb Lewellen:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
To challenge your property tax assessment in Indiana
To reduce their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of the real estate in question to settle an estate


	Do you own a home in or near Lafayette? Do you need help determining the value of your real estate? Contact Appraisals by Deb Lewellen.

At Appraisals by Deb Lewellen, we understand the individual needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Appraisals by Deb Lewellen will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Challenging Tippecanoe County's assessment of your property

If you live in a local area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Appraisals by Deb Lewellen is your chief weapon when contesting your property tax assessment.

Appraisals to remove PMI

A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. Appraisals by Deb Lewellen is experienced in helping customers just like you remove unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Appraisals by Deb Lewellen can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.